McMaster University · Actuarial and Financial Mathematics
2nd year · 2.9-3.2 GPA · 0 past internships
Average Interview
TechnicalVirtual
30 min with 3 people from the internship committee, apparently all co-op students from the previous term. First half was them explaining the role and asking about my interest in actuarial work. Then toward the end they switched to quantitative stuff like binomial theorem and what a t-test does and then hypothesis testing applied to a business scenario. The hypothesis testing one was the toughest, review that from your stats courses. They were nice overall though
Questions Asked
1.“What is credibility weighting and when is it used?”
2.“Whats the difference between claim frequency and severity trends and how do you project each?”
Deloitte
Actuarial Analyst
Toronto, ON
Fall 2025No Offer
University of Waterloo · Actuarial Science
3rd year · 3.3-3.6 GPA · 1 past internship
Hard Interview
Case studyVirtual
Case about choosing an insurance strategy for an auto company with actual calculations. Behavioral was fine, asked why actuarial consulting and walked through resume in two 30 minute interviews on zoom
Questions Asked
1.“What actuarial software or tools are you most comfortable using?”
TD
Actuarial Analyst
Summer 2026No Offer
University of Manitoba · Actuarial Science
3rd year · 3.3-3.6 GPA · 0 past internships
Multiple roundsEasyFast process
Was surprised how quick the whole process was, applied on LinkedIn and they got back to me 2 days after for an interview. One thing I found weird was there were 4 interviewers kinda seemed like overkill and amde me more nervous for no reason lol but simple 'walk me through your resume' then gave me times to ask questions
Sun Life Financial
Actuarial Analyst
Toronto, ON
Summer 2026Accepted
University of Waterloo · Actuarial Science
Alumni · 3.3-3.6 GPA · 4+ past internships
Easy Interview
BehavioralVirtualFast process
Glad I reviewed pricing vs valuation in insurance, asked about it. Phone screen with HR then a zoom with a team lead and director. Program takes around 70 students, lots of exam support
Questions Asked
1.“What is claims reserving and why is it important?”
2.“Tell me about your most challenging exam and how you prepared for it.”
Willis Towers Watson
Actuarial Analyst
Toronto, ON
Fall 2025No Offer
University of Toronto · Actuarial Science
3rd year · 3.3-3.6 GPA · 1 past internship
Hard Interview
Pre-recordedMultiple roundsBehavioralStressful
Did the Hirevue first, 5 questions with 30 sec prep and 3 chances to re record each one. Then an assessment day with four strength based interviews each focused on one competency and a group activity at the end. The group activity was some kind of problem solving scenario with 4 other candidates and I found it hard to read how they were evaluating it. Not traditional behavioral so the questions feel different from the standard STAR format
Questions Asked
1.“Explain the difference between a prospective and retrospective reserve method.”
2.“Tell me about a time you found an error in actuarial work. What did you do?”
Co-operators
Actuarial Analyst
Guelph, ON
Summer 2025No Offer
University of Guelph · Mathematics
2nd year · 3.3-3.6 GPA · 0 past internships
Easy Interview
BehavioralMultiple roundsVirtual
They seemed to want someone further along in exams than I was. Virtual interview with an analyst and a manager. Covered exam progress, basic probability and what I knew about P&C pricing
Questions Asked
1.“What is adverse selection and how do insurers address it?”
2.“Explain the concept of a loss ratio in insurance”
Intact Insurance
Actuarial Analyst
Toronto, ON
Winter 2026Accepted
University of Waterloo · Actuarial Science
3rd year · 3.7+ GPA · 1 past internship
Hard Interview
Pre-recordedConversationalVirtual
SQL heavy technical screen and questions about data modeling, didn't expect that. week long take-home building a predictive model on real claims data. onsite was 5 rounds with panels of 2-3 people asking about risk assessment and actuarial modeling and regulatory constraints. they kept bringing up how Intact approaches claims prediction and pricing models. exhausting but interesting process overall just very long
Questions Asked
1.“Explain what present value of future benefits means in the context of life insurance”
2.“Whats the difference between claim frequency and claim severity?”
Zurich
Actuarial Analyst
Toronto, ON
Summer 2026Accepted
University of Waterloo · Actuarial Science
3rd year · 3.3-3.6 GPA · 1 past internship
Easy Interview
BehavioralVirtual
Interview covered why Zurich and I talked about their hybrid model and international presence. Then a question about a time I failed and how I handled it. Also was asking about my data analysis experience which was little lmao
Questions Asked
1.“Describe a time you had to make an assumption under high uncertainty”
2.“Explain the concept of a survival function”
Desjardins
Actuarial Analyst
Quebec City, QC
Summer 2026Accepted
Université Laval · Actuarial Science
3rd year · 3.3-3.6 GPA · 0 past internships
Easy Interview
BehavioralVirtual
Very very chill. Phone screen then video call with a senior actuary. Exam progress, Python and some French
Questions Asked
1.“What's the difference between a defined benefit and defined contribution pension plan”
Willis Towers Watson
Actuarial Analyst
Fall 2025Accepted
University of Waterloo · Actuarial Science
5th year · 3.7+ GPA · 3 past internships
ConversationalVirtual
Interview was very conversational. They did not ask many questions, rather let you ask them questions and guide the conversation. Be prepared with questions that demonstrate your interest in the team
Definity Insurance
Actuarial Analyst
Waterloo, ON
Fall 2025No Offer
University of Waterloo · Actuarial Science
2nd year · 2.9-3.2 GPA · 0 past internships
Easy Interview
BehavioralMultiple roundsVirtual
100% behavioral and resume stuff, nothing actuary specific. Virtual screening then a formal interview with the hiring team. Definity gets tons of applicants from Waterloo so competition was stiff
Questions Asked
1.“What is the combined ratio in P&C insurance?”
Sun Life Financial
Actuarial Analyst
Laval, QC
Summer 2025No Offer
Concordia University · Actuarial Mathematics
3rd year · 2.9-3.2 GPA · 1 past internship
Average Interview
Multiple roundsSlow processVirtual
A few thirty mminute interviews across two rounds, each with a different actuary. They kept asking about the differences between valuation and pricingliterally in 3/4 interviews. One of them asked me to explain term vs whole life insurance and my favourite subject during my degree. Process took almost a month
Questions Asked
1.“What is IBNR and how do you estimate it?”
Definity Insurance
Actuarial Analyst
Waterloo, ON
Winter 2026Accepted
University of Waterloo · Actuarial Science
3rd year · 3.3-3.6 GPA · 2 past internships
Average Interview
Multiple roundsVirtualResume Review
hireVue first then two rounds. Second round had a case about a tech company entering the electric scooter market. I structured it well but gave a generic answer for the behavioral follow up about my approach to learning new skills. Group case after with other candidates where someone dominated the whole discussion.
Questions Asked
1.“What do you know about Definity Insurance that made you apply?”
2.“What is a mortality table and how is it constructed?”
CNA Insurance
Actuarial Analyst
Toronto, ON
Winter 2025No Offer
University of Toronto · Actuarial Science
2nd year · 2.9-3.2 GPA · 0 past internships
Easy Interview
Pre-recordedMultiple roundsSlow processBehavioral
Did hireVue with video and written responses. Then two more rounds, just behavioral. Over two months from start to rejection, I'd already accepted somewhere else by then. Timeline was rough
Questions Asked
1.“How do you calculate a net premium in life insurance?”
2.“What assumptions go into a mortality pricing model?”
Manulife Financial
Actuarial Analyst
Toronto, ON
Winter 2026Accepted
University of Waterloo · Actuarial Science
3rd year · 3.3-3.6 GPA · 1 past internship
Easy Interview
BehavioralTechnicalMultiple roundsVirtual
Smooth process, got the offer. HR round then actuaries. Exam questions and basic probability
Questions Asked
1.“Describe a situation where you had to balance accuracy with a practical deadline”
Sun Life Financial
Actuarial Analyst
Fall 2025Accepted
Wilfrid Laurier University · BBA/UWaterloo BMath
5th year · 3.7+ GPA · 4+ past internships
BehavioralTechnicalConversational
Ask about your resume and experience, and a couple technical questions about what teams you were on in your coops
Brookfield Asset Management
Actuarial Analyst
Winter 2025No Offer
Western University · Applied Mathematics
3rd year · 3.3-3.6 GPA · 1 past internship
Conversational
Was just like a normal conversation talked through my resume for 20 mins and I asked questions for the rest
HOOPP
Actuarial Analyst
Toronto, ON
Summer 2026Accepted
University of Waterloo · Actuarial Science
2nd year · 0 past internships
Easy Interview
BehavioralFast processVirtual
No actuarial exam questions (thank the lord). Got an offer in 7 days
Questions Asked
1.“Describe a modelling project you worked on and the key challenges you faced”
2.“What's the difference between term and whole life insurance?”
Aviva
Actuarial Analyst
Toronto, ON
Summer 2026Accepted
University of Toronto · Actuarial Science
2nd year · 0 past internships
Easy Interview
BehavioralFast process
Applied through my school portal. Interview was with the team manager, mostly about exam progress and why actuarial. They gave a probability scenario and asked me to talk through it. Offer came about two weeks after
Questions Asked
1.“What is the force of mortality?”
2.“Tell me about a time you had to explain an actuarial concept to a non-actuary”
Tokio Marine
Actuarial Analyst
Toronto, ON
Summer 2025No Offer
University of Calgary · Mathematics
1st year · 2.1-2.4 GPA · 0 past internships
Easy Interview
BehavioralVirtual
Review resume and basic insurance knowledge, nothing hard. Process was quick
Questions Asked
1.“What's the difference between life and P&C actuarial work?”